Issue link: https://nest.uberflip.com/i/895180
Disposable Credit Is Better Even better than using a credit card is to use a disposable credit card (also called a prepaid credit card). Disposable credit cards work just like most gift cards. You add a specified dollar amount to the card, and it's good until that is gone. Once it's gone, you can add more, or purchase a new one. Where should you keep your money? Savings accounts? Money markets? Under the mattress? Here's where you should be keeping your savings. Save Smarter Visa and American Express both offer these cards in varying amounts, so they're easy to purchase. The bonus is that if the number from a disposable credit card is stolen, it's anonymous, and criminals can't gain access to anything more than the dollar amount that's still available on the card. 2 Verify Website Security The variety that's available when shopping online can be dizzying, but it doesn't stop at just the products and prices that are available. Different levels of security are also available online, and you want to be aware of them. Some online web sites don't offer secure shopping, which means that savvy criminals can capture everything that you enter into a form on those sites, including your personal and credit information. If you're going to shop online, limit yourself to secure sites. You can tell if a site is secure by the URL. A secure web site starts with https:// instead of http://. Secure sites also have a small lock icon in the lower right corner of the screen. 3