Maison Magazine

July 2020

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If I lost my job, do I have to pay rent right now? Jobless claims recently surpassed 40 million since the coronavirus was declared a pandemic. However, rent is still due. A tenant is expected to pay rent per the terms of their lease. Certain exceptions may be made, however, but in general, if a tenant has the means to make a rent payment, they are expected to do so. Continued communication with your landlord is extremely important, especially now. While exceptions exist, the overwhelming majority of landlords and property managers are aggressively working with tenants to execute payment plans and also provide tenants with valuable resources they can tap in to for rental assistance during these times. Can my landlord evict me or are there tenant protections during a pandemic? The Coronavirus Aid, Relief, and Eco- nomic Security (CARES) Act was put into place on March 27, 2020, to pro- vide financial aid to businesses and individuals during the coronavirus pandemic. It places a 120-day mora- torium on evictions (starting March 27, 2020) for tenants who live in a "cov- ered property," which is described as follows: • Participates in a housing program as defined in Section 41411(a) of the Violence Against Women Act of 1994 • Participates in the rural housing voucher program under section 542 of the Housing Act of 1949 Here, are some of the questions I have heard most oen over these past few months: • Has a federally backed mortgage loan or a federally backed multifamily mortgage loan During the moratorium period, land- lords may not charge penalties for nonpayment of rent. The CARES Act moratorium ends on July 25, 2020, after which time land- lords must provide tenants with a 30- day notice to vacate the property be- fore proceeding with an eviction action. There are also state- and county-spe- cific moratoriums in effect as well. Also, tenants living in a multifamily property with a federally backed mort- gage loan cannot be evicted for non- payment of rent or charged late fees if their landlord has requested mortgage forbearance.

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